by Henri Mei P. Dalisay (Illustrator), Amelia D. Pagdanganan (Author)

Rich Ma'am, Poor Mom is not just a book about money. It is a book about why we spend, borrow, hide, panic, overgive, overspend, and sometimes sabotage ourselves even when we already know what we "should" do.

In this honest, witty, and eye-opening memoir-finance hybrid, Amelia D. Pagdanganan, also known as Lolakwentosera, unpacks the hidden psychology behind money problems: shame, generational patterns, emotional spending, debt cycles, scarcity mindset, and the wounds we carry into every financial decision.

Through the contrasting lessons of a "Rich Ma'am" and a "Poor Mom," this book explores how money behavior is shaped not only by income, but by childhood, trauma, fear, faith, and survival. With humor, psychological insight, Biblical reflection, and practical wisdom, it invites readers to look beyond budgeting and ask the deeper question:

What if your money problem is not just about money?

Raw, funny, heartfelt, and deeply Filipino, Rich Ma'am, Poor Mom is for anyone who has ever felt stuck in utang, ashamed of spending, afraid of lack, or tired of repeating the same financial patterns.

Before you fix the receipts, heal the roots.
Before you budget harder, understand the baggage.
And before you call yourself "bad with money," maybe it's time to ask what your money story has been trying to tell you.