{"product_id":"the-rich-formula-your-financial-journal-hardcover","title":"The Rich Formula: Your Financial Journal - Hardcover","description":"\u003cp\u003eby \u003cb\u003eKatrania Lowers\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhat if this was the year you finally sorted your finances out?\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe Rich Formula is a 12-month guided financial journal designed to help you take control of your money, build better habits and create a plan for the life you actually want.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eRather than throwing everything at you at once, it takes you through your finances step by step, from working out what you want your money to help you achieve, to understanding where you are now and what needs to happen next.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eInside, you'll work through: \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFinancial goal-setting and vision planning\u003c\/p\u003e\u003cp\u003eIncome, spending and budgeting\u003c\/p\u003e\u003cp\u003eSavings and emergency fund planning\u003c\/p\u003e\u003cp\u003eDebt management\u003c\/p\u003e\u003cp\u003eInvesting and long-term wealth building\u003c\/p\u003e\u003cp\u003eRetirement planning\u003c\/p\u003e\u003cp\u003eProtection and insurance\u003c\/p\u003e\u003cp\u003eFinancial habits, challenges and progress reviews\u003c\/p\u003e\u003cp\u003eThe journal is designed to be written in, returned to and built upon throughout the year, with prompts, trackers, check-ins and challenges that help you turn what you learn into what you actually do.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhether you're starting from scratch, trying to get more organised with money, building wealth or you're sick of saying \"one day\", The Rich Formula gives you a structured place to start.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou'll finish the year with a clearer picture of your finances, a better understanding of where your money is going and a plan for where you want to go next.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 244\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.81 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 16, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":67869725589662,"sku":"9781807233150","price":60.26,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7748\/8030\/files\/eKLrjZgkCx9781807233150.webp?v=1793314616","url":"https:\/\/theword.com\/products\/the-rich-formula-your-financial-journal-hardcover","provider":"TheWord.com","version":"1.0","type":"link"}